SSS Online Payment Updates for 2025: Contribution Rates and Loan PRN Procedures…

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In the Philippines, the Social Security System has updated its payment schemes and contribution rates effective 2025. All members need to know these changes, particularly the members most affected by the loan payments.

SSS Contribution Rates for 2025

The SSS contribution rate will be at 15% beginning January 1, 2025, which had previously been at 14% for 2024. This is part of the last phase of increases mandated under Republic Act No. 11199 or have also been known as the Social Security Act of 2018. In addition, the minimum Monthly Salary Credit (MSC) will now be ₱5,000, while the maximum MSC is now said to be ₱35,000.

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How to Generate Payment Reference Number (PRN) for Loan Payments

The PRN ensures that your loan payment is accurately posted and on time to your account. According to SSS, PRNs are required to make loan payments-effect salary, calamity, emergency, and housing loans.

How to Create a PRN

Members may create a PRN with various means.

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  1. SSS Website: Log in on your My.SSS account. Go to the ‘PRN Generation’ section, then follow the prompts for generating a new PRN.
  2. SSS Mobile App: Using an official SSS mobile application, create a PRN using your smartphone.
  3. Notification via eMail– SSS sends loan billings, including PRNs, in the members’ registered email addresses. Bring PRN at SSS-accredited collecting partners to pay.
  4. SSS Hotline: Call the SSS hotline at 1455, and you will be directed on how to generate a PRN.
  5. Collecting Partners: Involve feeding your PRN as a payment at the SSS-accredited collecting partners, like Bayad Center or SM Business Services.

It’s Important to Know

  • PRN Expiry: PRNs usually expire after five days of issuance. So, make sure to make payments within this time frame and avoid payment delays.
  • Loan Payment Posting: When using the correct PRN, it guarantees real-time posting of all loan payments made to your loan account, thus ensuring accuracy on records.

Conclusion

All members should keep themselves updated about the SSS contribution rates and how they generate and use PRNs for their loan payments. These are important measures in ensuring contributions and loan payments are properly processed for the benefits of members and correctness in their records.

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